The industry reacted by producing an innovative new item: a loan that is 31-day. “That permitted them to have across the rules,” DeLaforgue states.

The industry reacted by producing an innovative new item: a loan that is 31-day. “That permitted them to have across the rules,” DeLaforgue states. And so the coalition started pushing for brand new regulations. In 2005 then-governor Rod Blagojevich finalized the cash advance Reform Act, that was sustained by both the Community Financial Services Association—a [...]

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